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Shop with Skyro
Split your payments

Apply now, get approved fast, and shop like a boss!

Loans up to

₱100k

Down payment

from 0%

We approve every

8 out of 10

Dennis Trillo, Skyro Brand Ambassador

Product Loan

Product Loan

Get appliances, gadgets, furniture, and pay later

Skyro Cash

Cash Loan

Borrow up to ₱250k and repay in 6 to 24 months

SkyroCredit

SkyroCredit

Shop at 0%. Pay later. Shop again

Skyro Pondo

SkyroPondo

An account to store money for loan payments

Shop for anything with Skyro

Apply for a product loan and take home your dream item.

Compute on the calculator

Furniture

Furniture

Laptops

Laptops

Home

Home

Vehicles

Vehicles

Smartphones

Smartphones

Furniture

Furniture

Laptops

Laptops

Home

Home

Vehicles

Vehicles

Smartphones

Smartphones

Loan amount up to

₱100,000

Appliances

6 to 24 months

Interest ranges from

0% to 7%

Down payment

from 0%

In the press

Watch our customers'
Skyro journey

30B

pesos disbursed

1,200,000

customers

1.2 million

mobile app users

9,000+

stores

Why Skyro?

More than just a loan — better offers, automatic rewards, and the power to adjust.

Down
payment?

If you qualify, you’re good to go

Low rates

Interest starts at 0%

Approval in a snap

Less than a minute — fast, right?

Change due dates or monthly amount — your call, always

You're pre-approved, Boss!

Pre-approved before you shop

Apply from home, no store drama

Cashback every time

Use SkyroCredit and always get rewarded

Easy-to-use app

Simple, clean, and made just for you

Loyalty gets better

Bigger limits, lighter payments, and cash loan offers, boss!

Find a store near you

We're in 9,000+ stores nationwide. Almost like we’re stalking you… but in a good way.

Big names, bigger deals

From big brands to local gems — our partner merchants got you

How to become a partner

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happy shoppers trust Skyro to pay their way

Got questions, boss?

  • How can I apply online?

  • Where can I use my pre-approved product loan?

  • What does “pre-approved” mean?

  • Why was my loan application rejected?

  • When can I try to reapply if my loan wasn't approved?

  • How can I apply for other products like cash loan, online product loan, or SkyroCredit?

  • How do you protect my data?

More answers, right this way

Google Play

4.8

43.2K reviews on Google Play

Download the app to apply
for a Skyro loan anytime

Get approved, track your loan, and pay.