Product Loan
Pay for big items and split your payments
Interest rate, from
0%
Down payment
As low as ₱0 (if we say YES!)
How long to pay
6, 9, 12, 18 or 24 months
Where to use?
6,000+ partner stores nationwide
Shop with Skyro
Split your payments
Apply now, get approved fast, and shop like a boss!
Compute your loan
Loans up to
₱100kDown payment
from 0%We approve every
8 out of 10Dennis Trillo, Skyro Brand Ambassador
Pick your
money move
Product loans
Cash loans
Credit line
Shop for anything with Skyro
Apply for a product loan and take home your dream item.
Compute on the calculator
Furniture
Laptops
Home
Vehicles
Smartphones
Furniture
Laptops
Home
Vehicles
Smartphones
Loan amount up to
₱100,000Appliances
6 to 24 monthsInterest ranges from
0% to 5.9%Down payment
from 0%
Watch our customers'
Skyro journey
10+ billion
pesos disbursed
1,116,000
customers
1+ million
mobile app users
4,500+
stores
Why Skyro?
More than just a loan — better offers, automatic rewards, and the power to adjust.
Down
payment?
If you qualify, you’re good to go
Low rates
Interest starts at 0%
Approval in a snap
Less than a minute — fast, right?
Change due dates or monthly amount — your call, always
You're pre-approved, Boss!
Pre-approved before you shop
Apply from home, no store drama
Cashback every time
Use Skyro Credit and always get rewarded
Easy-to-use app
Simple, clean, and made just for you
Loyalty gets better
Bigger limits, lighter payments, and cash loan offers, boss!
Find a store near you
We're in 4,500+ stores nationwide. Almost like we’re stalking you… but in a good way.
Big names, bigger deals
From big brands to local gems — our partner merchants got you
How to become a partner
happy shoppers trust Skyro to pay their way
Got questions, boss?
How can I apply online?
Where can I use my pre-approved product loan?
What does “pre-approved” mean?
Why was my loan application rejected?
When can I try to reapply if my loan wasn't approved?
How can I apply for other products like cash loan, online product loan, or SkyroCredit?
How do you protect my data?
More answers, right this way
Which Skyro product fits you best?
SkyroCash
Get cash sent to your e-wallet or bank account
Interest rate, from
1.5%
per
monthDown payment
—
How long to pay
6, 9, or 12 months
Where to use?
Use it for anything — bills, groceries, and more
SkyroCredit
A reusable credit limit at stores with QR Ph
Interest rate, from
Up to
45
days
no interest!Down payment
None, just pay for what you spend
How long to pay
No fixed term — repay monthly with up to 45 days interest-free
Where to use?
Use anywhere that accepts QR Ph
SkyroPondo
An account to store money for loan payments
Interest rate, from
None
It's your own money
Down payment
Not needed, just top up any amount
How long to pay
No term, Skyro uses your balance to pay automatically on due dates
Where to use?
For Skyro loan payments, including SkyroCredit
4.6
17.9K reviews on Google Play
Download the app to apply
for a Skyro loan anytime
Get approved, track your loan, and pay.
