Skyro 2024 Holiday Promo

1. This promo is open to eligible Skyro product loan customers: Filipino citizens, 18-65 years old, with a smartphone and an active mobile number.

2. The promo period is from October 15 to December 31, 2024.

3. Customers will earn one raffle entry for every successful product purchase via Skyro.

4. Approved loan customers will get a chance to win the following monthly and grand draw prizes:

Draw 1

Draw date: November 7, 2024

Entry qualifications: October 15 to 31, 2024

Announcement of winners: November 14, 2024

Prizes:

1 winner of trip for two to Cebu

• Includes roundtrip flight and hotel accommodation
• Accommodation at Bai Hotel 3 days and 2 nights only, includes breakfast
• Flight is via Cebu Pacific - Economy
• Transferrable but not convertible to cash
• Must be availed within 1 year from date of claim
• Includes ₱3,000 pocket money for each person

1 winner of trip for two to Bohol

• Includes roundtrip flight and hotel accommodation
• Accommodation at Best Western Plus Hotel 3 days and 2 nights only, includes
• breakfast
• Flight is via Cebu Pacific - Economy
• Transferrable but not convertible to cash
• Must be availed within 1 year from date of claim
• Includes ₱3,000 pocket money for each person

Draw 2

Draw date: December 9, 2024

Entry qualifications: November 1 to November 30, 2024

Announcement of winners: December 16, 2024

Prizes:

1 winner of trip for two to El Nido

• Includes roundtrip flight and hotel accommodation
• Accommodation at Lime Hotel El Nido 3 days and 2 nights only, includes breakfast
• Flight is via Cebu Pacific - Economy
• Transferrable but not convertible to cash
• Must be availed within 1 year from date of claim
• Includes ₱3,000 pocket money for each person

1 winner of trip for two to Coron

• Includes roundtrip flight and hotel accommodation
• Accommodation at MO2 Westown 3 days and 2 nights only, includes breakfast
• Flight is via Cebu Pacific - Economy
• Transferrable but not convertible to cash
• Must be availed within 1 year from date of claim
• Includes ₱3,000 pocket money for each person

Draw 3

Draw date: January 9, 2025

Entry qualifications: October 15 to December 31, 2024

Announcement of winners: January 14, 2025

Prizes:

1 winner of trip for five to Boracay and existing Skyro loan will be free of charge Includes roundtrip flight and hotel accommodation

• Accommodation at Hennan Lagoon 3 days and 2 nights only, includes breakfast
• Flight is via Cebu Pacific – Economy
• Transferrable but not convertible to cash
• Must be availed within 1 year from date of claim
• Includes ₱2,000 pocket money each person

5. The existing loan for the Grand Draw winner will be waived. (All remaining terms will be free of charge)

6. Eligible Participants may win only once during the monthly and grand draw. In case a name was drawn more than once, the winner shall get the prize of higher value

7. All Qualified Transactions from October 15 to December 31, 2024, will be included in the Grand Draw. Eligible Participants may win once during the whole promo duration.

8. Winners will be randomly selected through an electronic raffle draw with the supervision of a DTI on the dates stated above.

9. Skyro shall notify the winners via registered mail and social media announcements. Details on how they can claim their prizes will also be provided

10. All winners will receive a registered mail bearing the procedure on how they will be able to claim their prize. They must present the letter to their winning branch, where the Skyro loan was made with a valid ID during the redemption period.

11. Winners must claim their prize within 60 days from receipt of notification. Prizes not claimed within 60 days upon notification shall be forfeited in favor of Skyro with prior approval from DTI.

12. The trip prize must be availed within 1 year from the date of claiming

13. The 20% Prize Tax for prizes exceeding ₱10,000 shall be shouldered by Skyro.

14. Prizes are transferable but not convertible to cash.

15. Loan applications that are submitted before or after the promo period shall not be eligible for the promotion.

16. Customers with rejected loan applications are not eligible for the promotion.

17. Customers must not be delinquent at the time of the draw.

18. Skyro employees and their relatives up to second degree of consanguinity or affinity are disqualified from joining the raffle.