Get a Skyro loan up to ₱250,000

To apply, you must:

• be a Filipino citizen aged 18 to 70 years old
• have a smartphone and a Philippine mobile number

You just need one valid ID from this list:

• Philippine passport
• SSS ID (Social Security System ID)
• UMID (Unified Multi-Purpose ID)
• PhilSys ID (Philippine Identification ID)
• Driver’s license
• PRC ID (Professional Regulation Commission ID)
• Postal ID

It usually takes less than 24 hours but in some rare cases can take up to 2 days. Here are the exact steps:

Step 1. Fill out the form with your details (≈10 min). Step 2. Download the Skyro app on your mobile phone. Step 3. Pick up a call from +63 919 170 0704 to confirm your data and make sure your references do too. Step 4. Almost done! We just need to review your application. It might take a couple of hours or up to 24 hours. Make sure to pick up a confirmation call from us during this time.

If you get approved, your money will be credited to your bank account or e-wallet. The disbursement can be instant or as long as 24 hours. In case you don’t receive the money by then, contact us via in-app chat.

You'll receive the results of your Skyro loan application through Viber or an SMS sent to the mobile number you provided.

There is an origination fee up to 16.6% of the approved loan amount. The final amount depends on the review of your application.

Note that we will add the fees on top of the approved loan amount instead of subtracting. This means you’ll get the full approved loan and pay the fees over time.

Not at all! You only pay what’s shown in the Skyro app. Settle your payments via bank, e-wallet, or over-the-counter channels. If someone asks for extra fees, tell us right away through the in-app chat.

The disbursement channels include a bank account (BDO, BPI, Metrobank, Philippine National Bank, etc.) or e-wallet (GCash, Maya, GrabPay, Coins.ph, OmniPay, or Starpay).

The interest rate starts at 1.5% to 7% per month.

You’re expected to pay your loan monthly following a 6, 9, or 12-month installment period.

Skyro and PalawanPay have teamed up to make loans accessible for customers. Through this partnership, eligible PalawanPay users can now easily apply for a Skyro loan.

If you're an eligible PalawanPay user, Skyro is here for simple and secure cash loans. Just remember, other offers in the PalawanPay app are separate and managed exclusively by PalawanPay.